Marilyne Meesters-Chew

Marilyne hails from Foundry, the Innovations arm at Mastercard. Responsible for the Mastercard Experience Center (MEC) based in Singapore, Marilyne actively shares Mastercard’s evolving story as one of the leading technologies and innovation brands with customers, partners and employees. In support of the region, Marilyne designs and curates bespoke engagements, customer roundtables and workshops where needed. At a global level, she works across the enterprise to design and build the demo showcases, contributing to thought leadership worked published by Foundry, highlighting emerging technologies and innovation perspectives. Her 18+ years market insights experiences prior to joining Mastercard enable her to deep dive into the customer psyche and better explain the motivations that drive response to new products and solutions. Marilyne graduated from Monash University with Bachelor’s degree in Business (Marketing). She started her career in Market Research across various international agencies. Most notably, she served multiple roles at The Nielsen company across both Qualitative and Quantitative disciplines until her role as Client Relations Officer for key clients Google, Mastercard, Sanofi, Amore Pacific, Jaguar Land Rover, GIC and public sector (Whole of Government). Marilyne also completed a brief stint at OCBC prior to joining Mastercard in 2019

Eliza Obordo

Eliza Obordo is a strategic insights leader at Standard Chartered, with deep expertise in understanding people, businesses and the human behaviours that shape decisions. Working primarily across corporate and business-to-business environments, she brings a human perspective to complex business questions, challenging assumptions, uncovering perspectives that might otherwise be overlooked, and translating human insight into opportunities for meaningful change. Eliza is passionate about helping organisations see beyond the obvious and make better decisions by putting human insight at the heart of strategy. She believes that knowing what people truly need, value and struggle with is critical to shaping better strategies, experiences and solutions. She is also exploring how emerging technologies can enhance human insight and help organisations respond to evolving needs.

Candy Lee

Candy Lee is a payments product leaser with over a decade of experience building and scaling payment products globally and across Asia Pacific. She specialises in Product strategy, Alternative payment methods, cross border payments and bringing together customer needs and technology to bring meaningful outcomes for customers. Candy is passionate about challenging the status quo and building products which would support the next generation of payments, and grooming women leaders.

Ciyi Lim

Ciyi Lim is Head of Cross-Border Payments for Visa in Asia Pacific, based in Singapore. In her role, Ciyi leads cross-border priorities across the region within Visa’s Products and Solutions organisation, partnering closely with teams across markets to strengthen performance and build scalable propositions that support growth across travel, eCommerce, and emerging verticals like overseas education and gaming. Ciyi’s work spans both strategy and execution - helping shape how cross-border payment experiences evolve as consumer and business behaviors shift, including the rise of new always-on spending patterns that go beyond traditional travel and tourism. She brings a strong focus on practical problem-solving at scale, including improving payment success outcomes, expanding FX and multicurrency propositions, and developing travel-related capabilities and go-to-market approaches in partnership with cross-functional teams. As a leader, Ciyi is passionate about building high-performing teams and fostering a culture where people can grow through clarity, ownership, and learning. She is also a strong advocate for inclusive leadership and is committed to sharing real, actionable lessons from her own journey to help develop the next generation of leaders.

Shiven Madan

Shiven Madan is the Head of Payments Partnerships for International Growth Markets at PayPal, with over 15 years of experience spanning global payments, fintech, technology, and strategic partnerships. He leads high-impact collaborations with payment networks, banks, fintechs, and digital wallets to expand cross-border commerce, drive product innovation, and accelerate sustainable business growth. Prior to PayPal, Shiven gained experience building and scaling businesses across startups and high-growth technology companies, including Uber and Zomato, bringing a unique blend of entrepreneurial and enterprise leadership. He works across product, commercial, engineering, regulatory, and external partner ecosystems to deliver customer-centric payment solutions, strengthen global interoperability, and advance financial inclusion.

Madhuri Munjuluri

Madhuri Munjuluri is a Business Risk Leader at Revolut, where she architects first-line-of-defense (1LOD) risk functions that enable hyper-growth fintechs to scale safely without losing momentum.  Bringing over 12 years of experience across Tier-1 consulting and fast-paced fintech environments, she specializes in bridging the gap between institutional governance and high-velocity product execution. Her career has been defined by leading high-stakes transformations, managing multi-million-dollar portfolios at Deloitte. At Revolut, she focuses on building institutional-grade risk, decisioning, and compliance frameworks engineered to withstand regulatory scrutiny and rapid international expansion.  She is the author of The Risk Dispatch, a widely read newsletter followed by 1,500+ industry leaders exploring the intersection of data science, AI governance, and modern risk controls.  Madhuri strongly believes that robust risk architecture should never act as a bottleneck to innovation, but rather as the foundational engine that makes hyper-growth sustainable.  Beyond her operational leadership, she serves as an Executive Coach, helping high-performing leaders navigate high-pressure career transitions and complex organizational shifts.  Based in Singapore, she brings a deeply practical, dual-perspective approach to building resilient financial systems across emerging markets. Madhuri is thrilled to join the Women in Payments ASIA 2026 Symposium to share insights on navigating new operational frontiers, fostering cross-functional alignment, and architecting sustainable trust in payments.  

Jo Yeo

Jo is a Director and Division Head at the FinTech & Innovation Group (FTIG) at the Monetary Authority of Singapore (MAS). She leads the Payments Development and Data Connectivity Office, responsible for shaping Singapore's payments ecosystem and driving payments development initiatives, alongside cross-border data connectivity. Jo has led Singapore's most consequential payments infrastructure and policy projects, including PayNow Generation 2, the Singapore Payments Network (SPaN), Project Nexus — a multilateral solution connecting fast payment systems across countries — and PayNow's cross-border linkages with Thailand, India, and Malaysia. Other landmark initiatives include SGQR, Direct FAST, the Payments Council, and the digital payments transition from corporate cheques in Singapore. Earlier in FTIG, she served as project director and lead policy architect for the Payment Services Act.   Jo's career began in law, with experience as Assistant General Counsel at MAS and prior private practice at Allen & Gledhill and Amica Law.

Sheue Chee Beh

Chee is SVP & GM APAC at Yuno, Co-founder at T&P Payments Advisory, an angel investor, a Keynote speaker and an accredited Board Director (SID). With over two decades of global leadership across TSYS, NTT Data, JPMorgan, and Uber, she brings a comprehensive, execution-driven approach to payments across merchants, banks, fintechs, and processors.  A prominent voice in digital commerce, dedicated to democratizing payment access and fostering innovation in the Payments industry. 

Divya Dayani

Divya Dayani is a Vice President and Product Manager within Global Payments & Receivables at Bank of America, based in Singapore. She brings more than 15 years of experience across payments, receivables, and client transformation throughout APAC. A certified PRINCE2 Practitioner and SWIFT for Corporates Specialist, Divya manages regional product capabilities across multiple markets, with a strong focus on risk management, governance, and operational excellence. She has contributed to the development of scalable risk management frameworks and has leveraged AI-driven approaches to enhance risk identification, assessment, and decision-making. Her experience leading complex, multi-country client implementations provides a practical and client-centric perspective on product strategy and execution. In addition to her product management responsibilities, Divya serves as Chair of the LEAD for Women Singapore chapter, a community of more than 470 members. She leads a cross-functional committee responsible for delivering mentoring programs, development workshops, networking opportunities, and community initiatives that foster inclusion, collaboration, and professional growth across the organization. Divya is also deeply committed to community impact. Since 2023, she has led the Migrant Domestic Worker Program with Brahm Centre, transforming it from a series of small-group engagements into a structured platform that addresses language and accessibility barriers while promoting meaningful participation and community integration. Under her leadership, the program has delivered more than 12 initiatives focused on mental wellness, financial literacy, scam prevention, language skills, and cultural engagement. These efforts have reached over 800 migrant domestic workers and engaged more than 130 volunteers. The program’s sustained impact has also contributed to securing more than S$600,000 in funding to support its continued growth. Divya was recognized as a “Trailblazer” after completing Singapore’s 38-kilometer Coast-to-Coast Walk in support of fundraising efforts for the Make-A-Wish Foundation. As the eldest of four sisters and the mother of an eight-year-old son, she credits her family and life experiences for shaping the values of resilience, empathy, and service that guide both her professional and community leadership.

Darlene Dermawan

Darlene Dermawan is a Vice President at BNY based in Singapore, with experience across payments, transaction banking, and client service. She works closely with clients and internal partners to solve complex challenges, improve processes, and drive better outcomes through collaboration and data-driven decision making. Outside of her core role, Darlene is actively involved in BNY's Future Leaders and Women's Network initiatives, where she supports employee engagement, mentoring, and professional development. She is passionate about creating opportunities for others, promoting inclusive workplace cultures, and helping emerging talent build meaningful careers. A strong advocate for continuous learning, Darlene completed a Data Analytics program at the National University of Singapore while working full-time, further strengthening her ability to combine business insights with technology and analytics. Whether supporting clients, leading internal initiatives, or contributing to industry and university outreach programs, she is known for her practical leadership style, collaborative approach, and commitment to making a positive impact.

Sabrina Wan

Sabrina is a key member of J.P. Morgan’s Global Liquidity and Account Solutions team in Singapore, where she leads deposit portfolio management and delivers tailored solutions for financial institutions across APAC region. She and her team also focuses on balance sheet optimization and developing deposit products strategies. Prior to her current role, Sabrina developed expertise in risk management and account solutions product management. Earlier in her career, Sabrina was a business analyst at Deutsche Bank, supporting money market and FX trading. She also holds a Bachelor’s degree from Nanyang Technological University, a Master’s in Finance from Imperial College London, and a certificate in International Cash Management.

Anushri Bansal

As the Senior Economist for South Asia, Anushri leads the development and delivery of differentiated economic, financial, policy and market thought leadership for customers and Mastercard in the region. Anushri Bansal is a senior economist with the Mastercard Economics Institute, responsible for research and client engagements within Asia Pacific, focussing on the South Asia region. In this capacity, she works with key stakeholders to drive thought leadership, unique measures and insights, and delivers them regularly to clients and to senior leadership across the Mastercard organisation. She is regularly invited as a keynote speaker in conferences and client events. Anushri has nearly 20 years of work experience spanning across financial markets, consulting and academia. Before joining Mastercard she worked as the lead economist for the India markets in ICICI Bank, advising traders and investors across asset classes on macroeconomic developments and forecasts as well as presenting in the Bank ALCO and to the Board. Anushri graduated with a B.A. (Hons.) in Economics from Lady Shri Ram College, Delhi University and with a MSc. in Economics from London School of Economics, London.

Lama Barhoush

With over 20 years experience in the banking sector, Lama Barhoush is a digital identity, authentication, and digital banking leader.  Over her career, Lama has held several roles in customer experience, product delivery, cybersecurity, fraud prevention, and regulatory compliance. She combines strategic thinking with hands-on execution and has built a career at Standard Chartered Bank across digital banking, risk management, and customer authentication domains.

Maciej Janusz

Maciej Janusz is a Singapore-based banking and payments professional with nearly two decades of international experience in transaction banking, cash management and e-commerce. At Citi, he focuses on e-commerce business development and strategic partnerships, helping digital businesses navigate evolving payment ecosystems across Asia. Before relocating to Singapore, Maciej served as Director of Business Development for the Nordic region at SWIFT and held several leadership and product roles at Citi, including Head of Cash Management for the Nordics. His experience spans payment innovation, cross-border transactions, client solutions and the commercialization of new payment capabilities. He is passionate about connecting technology, business strategy and collaboration to make payments simpler and more effective for businesses and consumers.

Rohini Joshi

Rohini is a distinguished Technology Leader in APAC, a 2021 Women in Payments ASEAN Innovation Award winner, and a Fiserv "Expert Engineer." With 20 years in payments, she has crafted end-to-end solutions by effectively collaborating with business and tech teams.

Neha Singh

Neha Singh is the Lead of Delivery and Customer Success for Feedzai APAC, possessing 14 years of experience in client-facing technology roles, with the last 5 years dedicated to AI-driven financial crime prevention. Leading Feedzai's regional deployment and success teams, responsible for both the end-to-end execution and long-term business value of advanced machine learning risk strategies for APAC financial institutions. 

Bharati Amarnani

 Bharati Amarnani is a seasoned business leader with a proven record of driving growth and transformation across financial services, payments, technology, and consumer industries. At Fiserv, she plays a pivotal role in shaping the future of commerce—designing scalable service models, strengthening partner ecosystems, and delivering client-centric solutions that unlock long-term value for merchants across APAC. Recognized for her people-first leadership style, Bharati fosters inclusive, high-performing cultures where teams are empowered to innovate and excel. With a career spanning multinational corporations and dynamic growth markets, she consistently brings clarity, energy, and execution excellence to strategy, client success, and business transformation.

Mark Attard

Currently based in Singapore, Mark Attard holds the position of Head of Digital Assets, Tokenisation & Client Engagement for the Asia South and JANA clusters within the Partnerships and Innovation in Services division at Citi. In this capacity, Mark is at the forefront of Citi’s digital assets initiatives for the Services business, driving innovation and transformative changes within the financial landscape. He leads strategic client conversations for developing and implementing advanced solutions using distributed ledger technology. His focus includes leveraging Citi Token Services to move value seamlessly and deploying smart contracts to facilitate programmable payments and atomic FX settlements. Prior to his tenure at Citi, Mark distinguished himself as the Head of Non-Banking Financial Institutions for Kinexys by J.P. Morgan. In this pivotal role, he adeptly managed global client relationships across a diverse portfolio, including insurance companies, broker-dealers, asset managers, and fintech firms. His responsibilities further extended to driving product solutions, notably involving JPM Coin Systems, digital assets, and blockchain technology. Demonstrating his innovative leadership, Mark was instrumental in the foundational establishment of Partior, an independent enterprise renowned for pioneering the first blockchain-based multi-currency and multi-bank offering in Singapore. With over two decades of distinguished experience, Mark is a seasoned professional whose expertise spans Corporate Banking, Wealth Management, and Investment Banking. His extensive career includes holding significant senior roles across front office, risk management, product management, and programme management. Mark's international experience further enriches his profile, having successfully worked in the financial industry in Australia, the United Kingdom, and Singapore.

Teresa Cameron

Teresa Cameron is Group CEO of Clear Junction, where she leads the company’s next phase of international growth across payments infrastructure and digital asset capabilities. She brings more than 25 years of experience across trading, foreign exchange, treasury and financial operations, and previously served as Clear Junction’s Group CFO. Before joining Clear Junction, she held senior roles across financial services and technology, including leadership positions at PRS for Music and UNiDAYS. Teresa has played a central role in shaping Clear Junction’s strategy, strengthening governance and expanding its international footprint. She is a regular voice on cross-border payments, hybrid fiat and on-chain infrastructure, stablecoin adoption, safeguarding and treasury operations.

Suzhen Zheng

Suzhen Zheng is a Senior Product Manager in HSBC’s Global Payments Solutions, focused on building the bank’s digital money and tokenisation capabilities. This includes tokenised deposit service and blockchain-enabled payment service, with a global remit to advance tokenised payments, manage central bank and industry interoperability initiatives, and deliver next-generation digital money services. Before joining HSBC, Suzhen worked at the Monetary Authority of Singapore, leading digital money and digital asset projects, such as live industry pilots under Project Orchid, design of tokenised market infrastructure (Global Layer One), and policy and project engagements for Project Guardian on tokenised asset markets. She also has experience in Free Trade Agreement negotiations and helping SMEs expand to developing markets. Suzhen holds a BA (Hons) in Psychology from the National University of Singapore and a minor in Technopreneurship from Tsinghua University.

Winnie Yap

Winnie Yap is Managing Director and Head of Global Payments Solutions (GPS), Singapore. In this role, Ms Yap is responsible for driving the growth and franchise value of HSBC’s Global Payments Solutions business in Singapore and across the region. Since her appointment in March 2021, she has led the development and execution of business strategy, delivering strong performance and commercialising market-leading digital payment solutions.  Ms Yap has over 20 years of banking experience across relationship management, transaction banking, and client management. She also actively engages with regulators and industry partners to advance digital transformation in this region. On a personal front, Ms Yap actively contributes to empowering female leadership and nurturing talents through various forums.  Prior to HSBC, Winnie was with Citi Singapore for close to a decade.

Louise Zhang

Ms. Louise Zhang joined Standard Chartered China as Head of Transaction Banking and Head of Cash Products China in Aug 2024. She leads the Transaction Banking China team to offer cash management and trade finance to the Commercial Banking, Corporate and Financial Institution clients. From May 2025, Louise takes an additional role as Head of Cash Management, GCNA. Louise brings 24 years of experience in Transaction Banking, across Cash and Trade Product Management, Sales, Implementation and Service in China and Asia Pacific. Prior to joining Standard Chartered, Louise was the Head of Transaction Banking, China in BNP Paribas since 2018. Prior to that, Louise held various Transaction Banking roles with Deutsche Bank and with HSBC. Louise graduated from Fudan University majoring in International Business Management, and she is certified in International Cash Management by the Association of Corporate Treasurers.

Natalie Pereira

Natalie Pereira is the Business Development Director at Women in Payments, bringing 18 years of experience in the financial services industry. She drives business growth and customer value through strategic partnerships, market expansion, and industry engagement, helping to strengthen the global Women in Payments community. A results-driven leader, Natalie has played a pivotal role in delivering international symposia and expanding Women in Payments’ presence globally. She is recognised for her ability to cultivate influential relationships, inspire cross-functional teams, and engage senior leaders and stakeholders worldwide.

Gajia Parsons

Gajia Parsons leads a global team at the forefront of bridging traditional finance and digital currency infrastructure. Her remit spans the full spectrum of banking partnerships—from enabling liquidity for Circle’s stablecoins, USDC and EURC, to driving strategic distribution relationships with financial institutions worldwide. With a mandate that covers all global markets, Gajia and her team play a critical role in advancing the adoption of trusted digital dollars and euros across the financial system. She brings over a decade of experience cultivating fintech engagement with banks across APAC, Europe, and the US, and today leads a globally distributed team embedded in Circle’s key markets.

Sunday Domingo

Sunday is globally responsible for a portfolio of digital channel solutions that connect small businesses, medium and large companies, multinational corporates, and financial institutions to Standard Chartered Bank's suite of Transaction Banking and Markets products and services. A seasoned corporate banking executive based in Singapore with a proven track record of leading regional and global teams in product management to drive innovation and business growth. With deep expertise in developing market-leading digital and data solutions for corporate and institutional clients, Sunday is a recognized thought leader, delivering strategic vision and insights at industry conferences and high-level engagements. A committed champion of diversity and inclusion, she believes diverse teams are high-performing teams and critical to drive sustainable success in a rapidly evolving financial landscape.

Jeannie Lim

Jeannie Lim is a fintech and payments leader who has spent her career building new businesses, launching products, and opening markets across Asia Pacific. Her experience includes leadership roles across Big Tech, regulated financial infrastructure and startups. At Meta, she helped build and scale payments across the region and was part of the starter team for Novi, Meta’s stablecoin wallet. She later joined Paxos, where she led regulatory and market expansion in Asia, before co-founding Xweave, a Singapore-based company building cross-border payment infrastructure using regulated stablecoin rails. Across her career, Jeannie has often taken on 0-to-1 roles, operating at the intersection of product, partnerships, regulation and go-to-market. She has worked across some of Asia’s most complex and fast-moving payments markets, and is passionate about how new technologies can make money movement faster, simpler and more inclusive. She is also a strong advocate for women taking bigger seats at the table in fintech, particularly in commercial, product and leadership roles where women remain underrepresented.

Jaime Sadanandan

Jaime Sadanandan is Co-Head for South and Southeast Asia, Global Payments and Trade (GP&T) at BNY, where she leads a team of Financial Institutions (FI) relationship managers and associates covering India, Philippines, Singapore, Thailand, and Vietnam. She is responsible for driving regional growth and deepening wallet share for these markets. In addition, Jaime manages her own portfolio of selected large and strategic clients. Prior to joining BNY, Jaime was a Senior Vice President in Citi Services Financial Institutions Solution Sales team in Singapore, covering banks,NBFIs, and fintech payment intermediaries. She has 22 years of banking experience, including 12 years at J.P. Morgan across regional MNC sales, as a market manager in regional product, and later in network management. Early in her career, she spent six years at Bank of America in regional corporate sales and previously worked in a U.S. multinational’s global financial services unit. Jaime holds a BSc in Banking and Finance from the University of London and a diploma from Nanyang Polytechnic.

Tanya Shariff

Tanya Shariff is a Director at Deloitte in Singapore and a leader in the firm's AI growth and market activation efforts across Asia Pacific. She works with senior leaders across the region to shape AI strategy, build executive understanding, and equip leaders to have meaningful conversations about the business impact of emerging technologies. By bridging technology innovation and business value, Tanya helps organizations move from experimentation to enterprise-scale AI transformation.

Yvonne Tan

Yvonne currently serves as the Vice President of Commercial for APAC at Worldpay where she leads the solutions, business development and relationship management team in growing Worldpay’s presence across multiple markets in the APAC region. With over 15 years of experience in payments, her expertise centres on solving payment challenges, fostering strategic partnerships, and delivering localized payment solutions that cater to both multinational enterprises and high growth businesses across diverse markets.  Passionate about payments and bringing value to the ecosystem, Yvonne’s extensive background in fintech and traditional banking both as a service provider and a merchant has equipped her with a unique perspective on the payment ecosystem.   Prior to Worldpay, Yvonne held key roles at Standard Chartered Bank, Meta and American Express, where she was instrumental in driving key digital partnerships at SCB, financial access and inclusion via Meta’s messaging platforms, and managing major global merchant accounts and integrating cutting-edge payment solutions across various markets. 

Irene Tay

Based in Singapore, Irene is a Director and Regional Treasury Sales Officer with Bank of America Global Commercial Banking, where she partners with US-headquartered corporates to deliver working capital and treasury solutions across Asia Pacific. With more than 20 years of banking experience, she has built a well-rounded career spanning treasury sales and corporate relationship management, working with both corporate and financial institution clients across multiple markets. Her experience across Bank of America, Citibank, DBS and Deutsche Bank enables her to bring practical insights across payments, liquidity, trade and treasury transformation, helping clients navigate increasingly complex local, regional and global requirements. She holds a Master of Business Administration from the University of Nottingham and a Bachelor of Business Administration in Finance from the National University of Singapore.

Natalie Pereira

Natalie Pereira is the Business Development Director at Women in Payments, bringing 18 years of experience in the financial services industry. She drives business growth and customer value through strategic partnerships, market expansion, and industry engagement, helping to strengthen the global Women in Payments community. A results-driven leader, Natalie has played a pivotal role in delivering international symposia and expanding Women in Payments’ presence globally. She is recognised for her ability to cultivate influential relationships, inspire cross-functional teams, and engage senior leaders and stakeholders worldwide.

Anjum Rahber

Anjum Rahber is Vice President, Account Management at Mastercard, where she works closely with leading financial institutions to drive business growth, strengthen strategic partnerships, and deliver innovative payment solutions. Passionate about building long-term relationships, she focuses on creating value through insights, innovation, and commercial excellence. Prior to her current role, Anjum led Mastercard's Security Solutions business for ASEAN, overseeing a broad portfolio of products, platforms, and capabilities designed to enhance the safety, security, and digital experience of consumers, merchants, partners, and governments. During this time, she drove the adoption and growth of key technologies including Artificial Intelligence, Cybersecurity, and Digital Identity across the region. Anjum joined Mastercard in 2016. Before Mastercard, she worked at PricewaterhouseCoopers (PwC) as a Management Consultant, focusing on digital transformation and business strategy initiatives. She holds an MBA and a master’s degree in technology. Having lived and worked across Singapore, London, and Gurugram, Anjum brings a global perspective and deep cross-cultural experience to her leadership and client relationships

Winnie Lau

Winnie Lau is a seasoned professional with over two decades of enterprise experience, currently in a fast-growing fintech serving as the Global Head of Commercial at Payermax. In this role, she specializes in cross-border payin and payouts, empowering organizations to scale globally and operate with enhanced efficiency.  Leading people past 15 years, Winnie is renowned for her personable and authentic leadership style. She is a passionate advocate about empowering individuals to discover their unique voices and build a personal brand that resonate with their true selves.

Lakshmi Rajagopalan

Lakshmi brings 20+ years of experience in eCommerce and digital payments, with a focus on network growth, product launches, and go-to-market strategy. At Thunes, Lakshmi drives network monetisation, streamlines partner onboarding, and enhances service quality. Previously, Lakshmi held roles at Partior, Rapyd, and PayPal, leading cross-functional teams and delivering complex cross border payments initiatives across the globe.

Vikrant Rana

Vikrant is a seasoned transaction banker currently leading the sales team in Singapore, sitting in Global Payments Solutions (GPS) business. He joined HSBC in 2011 and has operated in various roles across India, Thailand, Philippines and Singapore. He’s driven by inclusive leadership—building high-performing teams powered by diversity of thought. Vikrant is genuinely passionate about nurturing and coaching young talent, both inside and outside HSBC. He’s also a proud partner in a dual-career household, navigating the juggle together as a team while raising a curious young girl.

Naina A Sheth

Naina Agarwal is a global fintech and payments leader, entrepreneur, startup advisor, and leadership mentor with more than 15 years of experience building and scaling products at the intersection of technology, financial services, payments, and commerce. Most recently, Naina served as a senior leader at Apple, where she worked across finance, payments, billing, and monetization, helping shape products and experiences operating at global scale. Her career spans technology and financial services, giving her a unique perspective on how innovation, customer experience, and financial infrastructure come together to transform industries. Today, Naina is the Co-Founder of RewLo, a fintech company building the next generation of payments, loyalty, and commerce infrastructure. Alongside building companies, she advises startups and founders globally on product strategy, commercialization, growth, and scaling, and mentors emerging and senior leaders as they navigate pivotal moments in their careers. A passionate advocate for women in leadership and entrepreneurship, Naina is deeply committed to helping others recognize their potential, take courageous risks, and create careers and companies on their own terms. Having navigated major transitions and taken bold leaps throughout her own journey, she believes that the greatest opportunities often begin on the other side of uncertainty. Her work today sits at the intersection of innovation, entrepreneurship, leadership, and impact — building what’s next while helping others do the same.

Holly Fang

Holly Fang is the President of the Singapore FinTech Association (SFA), the leading national industry body driving collaboration across Singapore’s fintech ecosystem. Holly is also the Chief Business Officer at Finmo, a global Treasury Operating System for businesses, where she oversees strategic partnerships and market expansion. Prior to joining Finmo, Holly held leadership roles at Aspire, a Singapore-based fintech providing all-in-one financial workflow solutions to SMEs, and at Airwallex, the global leader in cross-border payments. Holly began her career at the Singapore Economic Development Board, and brings over a decade of experience leading strategic partnerships across both the public and private sectors.

Veronica Ho

Veronica Ho is the Fintech Sector Lead for Singapore at J.P. Morgan Payments, partnering with fintechs, digital asset providers, payment processors, and digital platforms across the region. With over 20 years of experience spanning banking, payments, and financial services, she advises clients on navigating growth, scaling across markets, and operating within an increasingly interconnected global payments ecosystem. Prior to J.P. Morgan, Veronica held senior roles at HSBC, Citi, Standard Chartered, and EY, where she built deep expertise in client management, financial strategy, and regional business development. She holds an MBA from Singapore Management University and brings a practical, commercial perspective to discussions on fintech, digital payments, and the evolving landscape of money movement.

Swapnil Mhasde

Swapnil is a senior business leader at VISA and has worked with highly successful Financial Institutions, Fintech and Merchant organizations across Asia Pacific (APAC) to drive adoption of seamless digital payments. He is widely recognized in the APAC banking and payments industry for exceptional skills in building adoption for digital payments and cross border at scale. At Visa, he has lead the enablement and expansion of real time cross border payment solutions and infrastructure partnering with top tier financial institutions across Asia Pacific to modernize payments. Throughout his professional career he has held several senior leadership positions managing the delivery of cutting edge payment innovation at global scale, such as spearheading transformation of legacy cross border bank infrastructure to modern real-time fiat and digital stable currency based payments and collection solutions with superior user experience driving efficient liquidity management and faster payments across APAC, as well as building and scaling world’s 1st interoperable QR-code based merchant payments accelerating digital payments in emerging economics globally. Swapnil is also an inventor holding patents for payments innovation, that have scaled in the form of commercial grade solutions with billions of transactions. He is also an internationally well renowned expert in Fintech industry delivering inclusive and innovative payment ideas and thought leadership at industry events and central bank forums. Swapnil has an MBA degree from National University of Singapore and Bachelor of Engineering from University of Pune India and has many certified executive educations from top global universities.

Katie Mitchell

Katie Mitchell is the Director of International Policy at Coinbase where she leads the company’s engagement with policymakers and regulators in the Asia Pacific and Middle East regions. Mitchell joined Coinbase from Crypto.com where she served as the Head of Global Policy and Engagement. Mitchell was previously the Global Head of Public Policy at Nium, a payments fintech firm. She began her career at Visa where she worked across both the business in San Francisco, and the Global Government Engagement team for over a decade, including time in Washington, D.C. and Singapore. Mitchell has been a representative to the World Economic Forum’s Innovators Programme, has served on the Board of the Emerging Payments Association Asia, and is a Term Member at the Council on Foreign Relations. Katie has a Bachelor in Arts (B.A.) from Columbia University. 

Victoria Yee

Victoria is the head of Payments for J.P. Morgan Malaysia and is responsible to develop and execute business growth strategy, product development and client engagement for the transaction banking business. With more than 17 years of banking experience across global banks and consulting firms, she brings solution insights that can help Malaysian and multinational corporates in their banking needs.

Kristy Duncan

Kristy Duncan is the founder and CEO of Women in Payments. This growing professional network unites women in payments from around the globe with a shared vision of gender parity. Women in Payments offers career development opportunities through conferences, recognition programs, leadership and mentorship programs, and by hosting a growing global online community.  Kristy is an avid supporter of her fellow female trailblazers, serving as an investor and advisor to a number of fintechs. As a respected leader in the field, she’s been invited to speak to audiences around the world, and act as a judge for accelerators, fintech contests, and awards programs.  Before founding Women in Payments, Kristy was a leading payments consultant to global financial institutions, payment networks, fintechs, and other industry leaders. Prior to that, she held leadership positions at a tier one Canadian bank. 

Yvonne Koh

Yvonne Koh is a regulatory and compliance risk management professional with over 20 years of experience across capital markets and payments in the financial services industry. She currently serves as Risk & Compliance Advisory Director, covering the APAC and MEA region at PayPal. Prior to joining PayPal, she held senior roles at the Monetary Authority of Singapore, Shell Trading and PricewaterhouseCoopers.

Jennevieve McCabe

Jennevieve McCabe is Senior Vice President, Franchise Asia Pacific at Mastercard based in Singapore. In this role, she is responsible for delivering on the Franchise strategy in the Asia Pacific region creating growth opportunities for new customers and payment flows, cultivating a healthy and sustainable network, and maintaining the integrity, trust and value of the Mastercard brand. Jennevieve joined Mastercard in 2023 as Senior Managing Counsel overseeing the regulatory legal advice for Mastercard’s real-time payments business globally. Before joining Mastercard, Jennevieve held various roles in private practice, regulatory agencies and financial institutions in Singapore, Sydney and London. She brings multi-disciplinary experience in risk management, compliance and legal sectors to the Franchise organization. Jennevieve holds a Bachelors of Commerce and Bachelors of Laws (Macquarie University), Masters of Laws (Sydney University), and a Diploma in Risk Management and Business Continuity.

Ben Saram

Ben is the head of Global Commercial Banking for North Asia and South-east Asia, in Bank of America’s Global Payments Solutions (GPS) division. In this role, Ben is responsible for overseeing the delivery of GPS treasury and trade solutions to US-headquartered middle market corporate clients as well as non-bank financial institutions (NBFIs). Ben’s banking career spans over two decades, the past 16 years of which have been spent with Bank of America. Before joining the commercial banking team, Ben was posted to the Bank’s London office to lead the commercialization of a real-time payment product in Europe and the UK. Prior to that appointment, he was the APAC head for the Bank’s wholesale banknotes business, and helped oversee product management for the South-east Asia region’s Financial Institutions treasury business. Before joining Bank of America, he worked for a number of global financial institutions in functions such as sales, trading, product management, investment advisory, and operations, covering client segments across the spectrum and the region. Ben holds a Bachelor’s degree in Banking & Finance, and completed the Stanford-NUS Executive Program in International Management.

Marta Denega

Marta Denega is a senior financial-services executive with more than 20 years of experience leading strategy execution, business transformation and organisational change across global banking. She is COO, Global Head of Cash Enablement for Cash Management within Transaction Services at Standard Chartered, where she is a member of the Global Cash Management leadership team and shapes the strategic, commercial and operating agenda for the global Cash franchise. Based in Singapore, Marta’s remit spans business performance, product and investment governance, technology, organisational effectiveness, and risk and controls. Her focus is on translating strategy into execution, strengthening how the business operates and positioning the franchise for sustainable growth. Marta’s career spans Transaction Banking, Investment Banking, Wealth Management and Private Banking. Before joining Standard Chartered in 2023, she held senior leadership roles at Credit Suisse and Barclays across COO, financial crime, compliance, operations and transformation. Throughout her career, she has led complex global transformations, built organisational capability and brought businesses and functions together around shared commercial, client and strategic outcomes.